Life Insurance

What we offer

We currently offer on-line quotes in minutes from a range of well known insurers for the types of non-investment insurance shown below. The rates quoted will incorporate our substantial discount due to the direct rebate of up to 90% of our initial commission. We do not charge a fee - we are remunerated by the remaining commission paid to us by the insurer.

Please use the links below to find more information on the insurance types and to obtain a no obligation online quote.

Term Life Insurance

Mortgage Protection Insurance

Family Income Benefit Insurance

Critical Illness Cover

Income Protection Insurance

Our Process

Please remember to include a signed copy of our Client Declaration Form with your application (all parties to sign). For more information on our insurance process, please click here.

Identification Requirements

We are required to confirm the identity of all parties under European Union directives if the monthly life insurance premiums (or if you take out more than one policy the total premiums) exceed £50 (£600 per year if annual). If the premium is greater than this we will need to obtain documents to support your name and address.

Please click here to view our identification requirements

Please note, if you are an existing customer for investment business we will not require additional information, unless your details have changed.

Important Information

Clubfinance Ltd is authorised and regulated by the Financial Conduct Authority (firm reference no. 400139). Clubfinance offers an execution-only discount broker service; Clubfinance does not give advice or recommendations. If you have any doubt about the suitability of a particular product or service, or you require advice, you should seek a personal recommendation from an appropriate firm that does give advice. Clubfinance does not produce the products it arranges, or manage the underlying investments. Payments must not be made to Clubfinance, but to the relevant product provider. Contact details for Clubfinance can be found under 'contact'. Users of this website should be aware of the following:

  • Past performance is not a reliable indicator of future results.
  • The value of investments and the income from them can fall as well as rise as a result of market and currency fluctuations. For many types of investment, you may be placing your capital at risk, meaning that you may not get back the amount originally invested and you may risk losing your entire investment.
  • Some investments and policies may only be suitable as medium or long-term products.
  • Tax treatments depend on your individual circumstances and may be subject to change in future.
  • This website contains financial promotions relating to services offered by and products available through Clubfinance.
  • In the event of any conflict between product literature and information provided by Clubfinance, the product literature shall prevail.

The information on this website is intended solely for the use of those people who are United Kingdom residents for tax and investment purposes and is governed by our terms and conditions of website usage, please click here for details. It is not for distribution in any other jurisdiction, including the United States of America.

Anyone who is not a UK resident should not continue with this site unless wishing to read about personal finances available to UK residents for informational purposes only.

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